Life events · Timely organisation
Moving home, changing jobs or welcoming a child can create new accounts, policies and important documents. SuccessionKeeper helps you capture what changed and where it is held while the details are still easy to find.
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Key life triggers
Mortgage documents, policy schedules, pension letters and forms are easier to record while they are still current.
Marriage, children, family illness and bereavement can change who should be a nominee.
Previous employers, old addresses and former providers are much easier to identify now than several years later.
39%
of people surveyed had personally struggled to locate a loved one’s financial information during illness, bereavement or an emergency, or had watched someone close struggle.
66%
of those who personally went through the search say getting the family’s financial information organised is urgent or something they know they need to address.
84%
of the same group said a secure family-information platform would be useful.
SuccessionKeeper UK Financial Preparedness Survey 2026, 1,006 UK adults, June 2026. Results unweighted. See the research and methodology →
Key life triggers
Life changes often bring new accounts, documents and responsibilities. Choose the change that fits your life now. We will show you what is worth recording while the details are still easy to find.
Select a life event. A practical explanation and checklist will appear below.
New milestones often bring new accounts, documents and responsibilities.
These moments can make a clear record especially useful.
As circumstances change, your financial record may need to change with them.
Changing jobs
Your workplace pension normally remains yours after you leave your employer. If you stop contributing, the money will usually remain invested unless you later transfer it or take another action permitted by the scheme.
Changing jobs is therefore a useful moment to record the provider, scheme and former employer while the paperwork is still familiar and easy to find.
Record the provider, pension type, former employer and any optional reference details. SuccessionKeeper keeps the map of where the pension is held; it does not connect to the scheme or store provider login credentials.
Former employer
Pension provider or scheme name
Member or reference number, if known
Approximate employment dates
Where pension documents are held
Older providers can become harder to remember
Employers and schemes can change names
A family member or executor first needs to know which scheme to contact
Keeping the employer and provider together preserves useful context
40%
of respondents had paid into two or more pension pots during their careers. Among people with multiple pots, 77% had not fully consolidated them.
This is not a recommendation to consolidate pensions. The practical point is to keep a record of where each pension is held.
Related guide: How to find old or lost pensions in the UK →
General information for UK users.
Back to life events ↑Buying a home
A home purchase can create several important financial relationships at once, including a mortgage, buildings insurance and new ownership documents.
Recording the key providers, references and document locations while the transaction is fresh can prevent the information becoming scattered across inboxes, portals and paper files.
Record the lender, relevant insurance, document locations and the professionals involved. You do not need to upload everything or store passwords.
Mortgage lender and reference
Title or ownership information
Buildings insurance provider and policy
Relevant life cover
Solicitor or conveyancer contact
Property records often sit separately from everyday financial accounts
Insurance and mortgage details may be needed years later
Professional contacts can help explain where documents originated
A move can change addresses across several providers at once
Keep the record focused on what exists and where it is held.
Back to life events ↑Getting married
Marriage is a useful point to review your will, pension nominations, insurance, beneficiaries and how financial information is shared between you.
Two financial lives do not automatically become one clear record, so it is worth checking whether each person would know where the other person’s important accounts and documents are held.
SuccessionKeeper can provide a separate record of where each person’s financial information is held without requiring couples to merge accounts or share provider passwords.
Location of your will
Pension nominations
Life insurance beneficiaries
Joint and individual accounts
Solicitor, adviser or accountant contacts
Each person may still have accounts the other does not know about
Existing nominations and policies may need reviewing
Provider details can remain separate even where household finances are shared
A clear starting point can make future administration easier
Legal effects of marriage vary across UK jurisdictions, so legal questions should be checked with an appropriate adviser.
Back to life events ↑Having a child
A new child often changes who depends on you and may prompt changes to your will, guardianship arrangements, pension or insurance nominations, savings and cover.
It is also a useful moment to make sure somebody else could understand what arrangements already exist and where the supporting information is held.
Use the record to show where important accounts, policies and documents are held. SuccessionKeeper does not replace legal advice on guardianship, wills or estate planning.
Your will and any guardianship arrangements
Pension and insurance nominations
Child savings or investment accounts
Life cover
Trusted family and professional contacts
More people may depend on arrangements you already have
Important records may sit with different providers
Someone stepping in may need to know what has already been arranged
Capturing the information now can reduce guesswork later
58%
of parents of children under 18 said getting the family’s financial information organised was urgent or something they knew they should address. 84% said a secure family-information platform would be useful.
SuccessionKeeper UK Financial Preparedness Survey 2026.
Review the practical record alongside any professional legal or financial advice you take.
Back to life events ↑Helping a parent get organised
If a parent wants help, the clearest information usually comes directly from them while they can still explain which providers they use, where documents are kept and who their professional contacts are.
The aim is not to take control. It is to help create a practical record of what exists and where it is held while the information is easy to verify.
The account holder remains in control of their own information. SuccessionKeeper does not replace a power of attorney or give another person authority over finances.
Accounts and providers
Pensions and insurance
Will and power of attorney documents
Adviser or solicitor contacts
Property and important household records
Family members may otherwise have to reconstruct the picture
Provider names and document locations can be difficult to infer
Professional contacts may hold useful context
A clear record can reduce unnecessary searching
Related guide: How to talk to ageing parents about money, wills and financial accounts →
The account holder should remain in control of what is recorded and shared.
Back to life events ↑After a bereavement
The most useful starting point is a clear record of which accounts, pensions, insurance policies, documents and professional contacts exist and where they are held.
Sorting out someone else’s affairs often makes information gaps visible. That experience can also show you exactly which details your own family would struggle to reconstruct.
Use the experience to identify what your own family would need to know about you. You do not need to recreate somebody else’s estate inside SuccessionKeeper.
What was difficult to trace
Your own provider list
Important document locations
Professional contacts
Context your family would otherwise have to guess
Small missing details can create disproportionate work
Experience shows which information was actually useful
Capturing your own information can prevent the same problem recurring
A clear starting point can make estate administration less uncertain
20%
of respondents who personally struggled to locate a loved one’s financial information said they were not even sure what accounts or assets existed. Their average stress score was higher than the rest of that group.
SuccessionKeeper UK Financial Preparedness Survey 2026.
Related guide: How to find financial accounts after death in the UK and prevent them becoming unclaimed →
This section is practical information, not bereavement or legal advice.
Back to life events ↑Writing or updating a will
A will can set out how you want your estate dealt with, but the people handling your affairs may still need to identify which accounts, pensions, policies and documents exist and where they are held.
A practical financial record complements the legal document by giving executors and family members a clearer starting point.
SuccessionKeeper complements a will by recording the practical financial map. It does not replace the will or legal advice.
Location of the original will
Executor details
Accounts, pensions and policies
Solicitor contact
Supporting documents
A will may not list every provider or account
Executors still need to identify the organisations involved
Knowing where documents are held gives them a practical starting point
The legal document and the practical record solve different problems
42%
Even among respondents who already had a will, only 42% said it would be very easy for their partner to locate all their accounts and documents.
SuccessionKeeper UK Financial Preparedness Survey 2026.
Related guide: Death file checklist UK: what to record and why it matters →
A will and a financial inventory serve different purposes.
Back to life events ↑Retiring
Retirement can change which pensions you draw from, which providers you use and where your financial information is held.
It is a natural point to make the record match the new financial picture, especially where pensions or insurance arrangements have moved or changed.
Update the map when providers, pension arrangements or account details change. SuccessionKeeper does not recommend whether pensions should be transferred, consolidated or drawn.
Pensions now in payment
Drawdown or annuity providers
Consolidated or moved accounts
Insurance changes
Adviser contacts
Providers may change as pensions are accessed or moved
Older workplace pensions may remain alongside newer retirement products
An updated record makes the post-retirement picture easier to understand
Professional contacts may become more important at this stage
This is record-keeping guidance, not pension or investment advice.
Back to life events ↑Check-ins and controlled release
Change providers, references, notes or documents whenever something changes.
Choose how often SuccessionKeeper checks in with you, giving you a natural prompt to keep the record current.
Update the people you have chosen whenever your circumstances or relationships change.
Every nominee you include receives the same structured summary, never a login.
Common questions
Review it whenever something significant changes, such as changing jobs, moving home, getting married, having a child, retiring or changing a financial provider. You do not need to rebuild the whole record each time. Focus on what changed.
A will and a financial inventory serve different purposes. A will can set out your wishes for your estate, while a financial record helps the people involved identify what exists, where it is held and which organisations may need to be contacted.
No. Start with the accounts, policies, documents or contacts affected by the change. SuccessionKeeper is designed to be updated over time, so the record can grow with your financial life.
The same principle applies. If a change creates, removes or alters an account, policy, property interest, important document or trusted contact, it is a useful time to review your record.
Start with what exists and where it is held: provider names, account or policy types, relevant contacts and document locations. Reference numbers and additional details can be added where useful.
Get started
You do not need to organise everything at once. Add one account, pension, policy or document now, then update the record as life changes.
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SuccessionKeeper provides record-keeping tools and general information. It does not provide financial, tax or legal advice.